Bip: Cardless credit 2025.20.1

Manage your finances effortlessly with Bip — a cardless credit solution that puts you in control. Bip is a user-friendly app that offers transparent terms, secure spending limits, and no impact on your credit score. This allows you to easily monitor your funds and financial activities.

Discover the convenience of Bip's cardless credit and join a thriving community of individuals embracing payment freedom. Check your eligibility today, with no effect on your credit score, and unlock the benefits.

Here is what you can expect from Bip's smart finance and money management features:

• Quick and easy card setup: Determine your eligibility without affecting your credit score, apply, and integrate Bip with Apple Pay, all swiftly accessible within the app.
• Simplified financial management: Establish Spending Caps, receive instant balance updates, and copy essential payment information from the app for online transactions.
• No hidden fees, only one interest rate: No annual fees, late payment charges, or additional costs for overseas use.
• Round-the-clock credit support: Access in-app messaging for prompt assistance in managing your Spending Caps or gaining general advice on your cardless credit utilization.
• Boosted Payments: Estimate potential savings by increasing your monthly payments with the in-app slider against the minimum required.
• Secure transactions: Backed by Mastercard, Bip ensures standard fraud prevention and purchase safeguards akin to traditional credit cards. Google Pay provides safe contactless payment options as convenient as using a physical card.

Bip offers ease of use with Spending Caps, fee transparency, and straightforward financial management tools. Tailor Bip to suit your needs and experience effortless credit control.

Experience the simplicity of sorting out your finances with Bip — all without affecting your credit score during eligibility checks. Download Bip today for flexible money management and 24/7 assistance.

Representative APR: 29.9% (variable). Initial credit limit ranges from £250 to £1,200.

Please remember: Late payments or exceeding your credit limit can lead to increased future credit costs and complexities.

Credit services are available solely to UK residents aged 18 and older. Subject to eligibility requirements. Terms and conditions apply.

The APR and credit limit assigned to your account will be based on our evaluation of your application.

Credit is issued by NewDay Ltd, registered in England and Wales under numbers 7297722 and 4134880 respectively. Both entities are part of the NewDay group. The registered office is located at 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are regulated by the Financial Conduct Authority (FCA) under numbers 690292 and 682417 respectively. NewDay Ltd is also authorized by the FCA under Payment Services Regulations 2017 (ref no: 555318). Bip is a trademark of NewDay Cards Ltd used under license by NewDay Ltd.